Advantage one,Inc. Offers Great Rates on Standard ARM Home Mortgages
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Monday, 12 May, 2008 04:50 am  
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 Which Loan is Right for Me?
Years you plan to stay in the house Recommended program
1-3 3/1 ARM, 1 year ARM or 6 month ARM
3-5 5/1 ARM
5-7 7/1 ARM
7-10 10/1 ARM, 15, 20, 25, 30 or 40 year fixed
10+ 15, 20, 25, 30 or 40 year fixed
Pay Option ARM
Speak with a loan specialist to discuss the numerous options.
Loan Programs

           Advantages
Fixed Rate Mortgages
10
15
20
25
30
40
40/30
  • Monthly payments are fixed over the life of the loan
  • Interest rate does not change
  • Protected if rates go up
  • Can refinance if rates go down
Adjustable Rate Mortgages (ARM)
2/28
3/27
5/25
2/38
3/37
5/35
3/1
5/1
7/1
10/1
  • Increased purchase ability
  • Lower initial monthly payment
  • Lower payment over a shorter period of time
  • Rates and payments may go down if rates improve
  • May qualify for higher loan amounts
First Time Buyer Programs
  • Lower down payment
  • Easier to qualify
  • Sometimes you may get lower rate
Stated Income Programs
 
  • Don't need to verify income
  • Faster approval
Imperfect Credit Programs
Cash-out loans
  • Potential for reestablishing credit if you pay your mortgage on time.
  • When used for debt consolidation, you may be able to reduce your monthly debt payment
Besides our standard loan programs,
we also have a large number of unique programs to serve your needs:
  • Purchase a house with 0 down
  • Piggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5% or 10% down.
  • Debt consolidation programs
  • Home Improvement loans
  • Qualify even if you may have been turned down before!

 
   
 
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AdvantageOne Mortgage Corporation | Phone: 1-800-867-6503
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